Dynamic Risk Assessment Calculation Engine with Probabilistic Modeling

Design a Laravel-based microservice for real-time financial risk calculation that can handle complex probabilistic models for credit scoring. Implement a flexible architecture that allows dynamic weighting of risk factors, supports multiple scoring algorithms, and can integrate with external credit bureaus via secure API endpoints. The system must be able to process 10,000+ calculations per minute with less than 50ms latency, include comprehensive logging, and provide a robust error handling mechanism for financial compliance.